The Lender committee has been established to provide a forum for lenders only to explore and serve the needs of lenders within the valuation community.
Chair: Crispin Bennett
Finance of America Commercial
Crispin currently serves as the Chief Appraiser for Finance of American Commercial. Crispin was the Vice President of the Residential Appraisal Division for Hancock Bank where he provided oversight for all residential real estate appraisals and evaluations for all channels of the bank. Crispin was formerly Chief Appraiser for First Horizon National Corporation and Vice President of Collateral Risk/Chief appraiser at First Citizens Bank. His long time career within the lending industry has created a unique and well-rounded perspective based on his lending background, his experiences as an Independent Fee Appraiser and Collateral Risk Consultant, Vice President of Compliance at a mortgage compliance and fraud detection firm, and Director of Governance/Chief Appraiser at a large AMC and data company.
Crispin is a member of the South Carolina Chapter of the Appraisal Institute and an active member of the Collateral Risk Network. He is a prominent instructor, and a frequent contributor on appraisal and mortgage industry panels. He has authored various articles and bulletins for appraisers, mortgage professionals, lenders, and underwriters keeping them abreast of regulatory changes, business trends, fraud tips, and promoting innovative appraisal solutions to help minimize collateral risk.
Vice-Chair: Michael Moran
Michael serves in Enterprise Risk Management as Residential Real Estate Valuation Officer with responsibility for risk oversight of the Mortgage, Consumer Lending & Private Wealth Management valuation programs. Michael is also on the Steering Committee for RMA/Risk Management Association, Residential Chief Appraiser Round Table, from 2011-2016. Michael has been heavily involved in the Peer Bank Forum, Top 10 US banks, from 2014-2016. And, Michael is an ASA Member of the Appraisal Institute and serves on the Board of Directors of East Central Florida AI Chapter.
Previously, Michael was the First Vice President, Enterprise Risk, Residential Real Estate Valuation Officer for SunTrust Bank. He served in Enterprise Risk Management as Residential Real Estate Valuation Officer with responsibility for risk oversight of the Mortgage, Consumer Lending & Private Wealth Management valuation programs since 2015. He also served as Corporate Risk Management Chief Valuation Officer’s Residential Valuation Manager with 2nd line of defense oversight of Mortgage/Consumer Lending valuation programs from 2010-2015.
-Served as Consumer Lending Credit Risk Management Chief Review Appraiser from 2007-2009.
Michael is a graduate of the University of Central Florida with a Bachelor of Arts (B.A.), Philosophy and Religious Studies. Michael serves on SunTrust Bank’s Enterprise Risk Management team as the Residential Real Estate Valuation Officer, overseeing appraisal policy, procedures and products.